How We Work

Experts in Fractional and Interim CFO services.

Services built around your stage, your goals and your numbers.
Six service pillars for one objective: your success.

Choose what works best for you

Fractional CFO vs Interim CFO

Two different approaches depending on your needs, stage and situation.

Fractional CFO

A full-time, temporary executive brought in for a specific situation.

  • Works full-time for a defined period
  • Short-term, mission-driven
  • Focus on crisis, transition, or major events
  • Higher intensity in shoprt period of time
  • Typical for transformation or emergency phases

Interim CFO

A part-time, ongoing strategic partner embedded in your business.

  • Works a few days per week/month
  • Longer-term, continuous support
  • Focus on growth, planning, optimization
  • Cost-efficient vs full-time hire
  • Typical for startups / scaling SMEs
Service Pillars

The six areas where 28CFO delivers

Each pillar is available as a standalone service or as part of a retainer engagement.

Cash Flow Management

Most SMEs look profitable but are cash-poor. 28CFO helps you build a rolling forecast, identifies the gaps before they happen, and designs the working capital structure that eliminates cash surprises.

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Fundraising & Alternative Funding

From your first investor meeting to more structured financing requirements, 28CFO helps you prepare and negotiate with confidence, because you'll know every number in your pitch deck can stand a 90-minute due diligence grilling.

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Financial Reporting with meaning

Get passed the summaries your accountant sends.What you actually need is a recurring radiography of your business, knowing exactly where it stands, where it heads to and how you can pull the lever (and which lever!) to steer the boat.

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Strategic Finance & Planning

Annual budgets, rolling forecasts, scenario models, pricing strategy, and the financial operating model that aligns your resources to your strategy. The plan that makes the next decision obvious.

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E-Commerce & DTC Finance

Unit economics, contribution margin, customer acquisition cost vs lifetime value, Shopify KPI architecture, and inventory cash flow management built for product businesses that scale fast.

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PE & Board Reporting

EBITDA bridges, variance analysis, covenant compliance, and monthly board packs built to institutional standards. For PE-backed businesses that need to satisfy investors every 30 days.

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Getting Started

From first call to first deliverable in 14 days

No 6-month onboarding. No discovery workshops that feel like consultancy theatre. Here's how an engagement actually begins.

Discovery Call (30 min)

We talk about your business, your current financial situation, and what's keeping you up at night. No pitch. Just a conversation.

Financial Diagnostic

Matteo reviews your key financial documents — P&L, balance sheet, cash flow, any existing models. Identifies the three highest-priority gaps.

Engagement Proposal

A clear scope, format, and timeline — either a retainer, advisory package, or project. You decide what makes sense for your stage.

Active — Day 1

We start immediately. The first deliverable is typically a cash flow forecast or financial diagnostic — depending on your most pressing need.

Book a Call

Your numbers. Your strategy. Your CFO.

A 30-minute conversation to understand whether 28CFO is the right fit — and what that would look like for your business specifically.

Book a Free Discovery Call
Request Support

Tell us what support you need

Share your context and we will come back with the best next step for your business.

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