28CFO — fractional CFO for SMEs
Fractional CFO for SMEs

Sales up, Profit down?
Not every euro you invoice is equal.

Your sales team tells your business grows. Your bank account disagrees.
Whether you are a SME or a Startup, you need a Fractional CFO: they may be both right.

Interim CFO for SMEs, Startups and Scale-ups.

Your sales team tells your business grows. Your bank account disagrees.
Whether you are a SME or a Startup, you need rapid CFO support: they may be both right!

Interim CFO for SMEs, Startups and Scale-ups.

Sounds familiar?

CEOs and Founders struggle with intense personal, operational, and growth-related pressures. And nobody to turn to for help.

01

Profitable on paper, struggling in practice

Founders and CEOs often lack a senior support network to assess why revenue grows but profit shrinks. Uncertainty, inflation and risks put the burden back on your shoulders.

02

Flying blind on the important decisions

Make or buy? Invest or conserve? Raise or sell? You're making six-figure decisions without an decision-support team, just "hoping it works". But hope is never a good strategy.

03

Investors want numbers you don't have (handy)

Banks and investors seek your "unit economics", "3-years forecast" or "cash flow". But you don't know where to start and your accountant either.

04

You can't afford a Fortune500 support team

Without a solid CFO, access to funding (banks, investors...) it's more and more difficult. But what you truly need is a CFO's thinking and experience, without the full-time cost overhead.

About Fractional CFO

Interim Strategic finance leadership: delivered on interim basis and customized around your business.


A fractional CFO gives you the senior financial leadership you deserve, without the cost or commitment of a full-time hire. You get decision support, international experience, and a finance function that grows with your business.

Actionable insights

Turn your numbers into your best ally: this is what a Fractional CFO helps you do.
Your numbers speak: do you tune in?

Multinationals' playbooks

Equip your organization with Fortune500 best practices, processes & tool.
Expect this from your interim CFO!

Professional financial discipline

Build realistic plans, budgets and forecasts that stand any bank's "acidity ratio". Ground your business decisions on data.

Investor readiness

Present a solid pitch, credible numbers & stronger narratives to lenders or investors. Use the interim CFO network to spee it up

Scale up with confidence

Navigate the complexity and challenges of scaling your business: align strategy, operation and financials.

Empowered organization

Foster a high-performing organization while reducing risks (and costs): change management for sustianble growth.

Why go fractional CFO

Senior CFO impact, without a full-time commitment.

  • A Interim CFO, when you truly need one.
    Top-tier financial leadership, on your same boat, to support your long-term business success.
  • Fractional CFO support that scales with your growth stage.
    From startups to scaling SMEs, 28CFO brings the clarity, insight, and confidence your business demands.
  • Faster decisions with better financial visibility.
    With 28CFO on your side, you'll make smarter decisions, save time, and stay on track to meet your goals.

WHO IS FRACTIONAL CFO FOR

Fractional, Interim CFO: the flexibility that matters to your journey.

startups

Strong financial foundations support a convincing narrative. A fractional CFO for startups provides the senior expertise you need without the cost or commitment of a permanent hire.
Whether you're refining your go-to-market strategy, preparing for fundraising, building operational systems or expanding into new markets, 28CFO gives you access to the support you need and the financial clarity investors expect .

Scale Up

As your business grows, so does its (financial) complexity, operations and scrutiny.
That's the point where founders and early leaders need experienced interim CFO to guide strategy, operations and growth - but hiring a full executive team too early can slow momentum.
A fractional executive whose expertise help you improve margins, prepare for funding rounds, or planning for growth.

Established SME's

28CFO partners with you to refine long-term plans, strengthen reporting frameworks, and ensure your systems are fit for growth.
Focus is on maximising profitability, improving cash flow, and identifying avenues to unlock new efficiencies or opportunities: investment, M&A or divestitures.
Decisions requiring operational experience to navigate the complexity of moving to the next level.

Deliverables you can expect from your interim cfo

Rethink how finance influences your business growth.

Fire unprofitable sales by enforcing margin discipline with unit economics
Predict accurately your cash constrains (before your bank does it for you)
Accelerate fundraising by building trust with robust financial models
Scale efficiently by enabling growth with structured financial systems
Boost margins by removing inefficiencies with cost control
Sharpen decisions by reducing uncertainty with real-time insights
Reclaim quality time by offloading complexity to your fractional CFO
Elevate credibility by meeting standards with disciplined governance

Get started

Your business could be next.

Let us find the right fractional CFO solution for your stage.

Book Your Consultation
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